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Simply click on the question to get the answer

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Where is my money?   

 

The transaction usually requires less than two business days for personal banks an less than 3 business days for credit unions. Occasional delays may occur outside of our control.     

 

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Can I change my merchant pin?  

  

NO. If you have a questions the person on the account must call Customer Service.      

 

 

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Can I raise my Monthly processing limit?    

 

Processing limits are set in accordance with certain criteria. Merchants can contact Customer Service with their request for increase. Based on information in our system, Customer Service will take the request and advise the merchant of the procedure in their special instance.       

 

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Can I raise my approved highest ticket?   

   

Highest ticket limits are set in accordance with certain criteria. Merchants can contact Customer Service   with their request for the increase. Based on information in our system, Customer Service will take the request and advise the merchant of the procedure in their special instance.        

 

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How do I get more Credit Card slips?  

   

Merchants can go to their local business supply store and ask for credit card slips or ebay and www.gbfrank.com             

 

 

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Where is my Welcome Package?   

 

Welcome packages are mailed the day after the merchant account is approved. If you have not received your Welcome Kit within 5 days of that date, contact Customer Service (866)253-2227 and tell them you still do not have your Welcome Kit. We will need to verify our mailing address.       

 

 

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What if I forget my PIN?    

 

You can obtain your Merchant PIN by call in (866) 258-7095 with your social security number. Please note you must have the Social Security number for the primary owner that is listed on the application.      

 

 

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What is my settlement fee?  

 

Your settlement fee is the discount rat you agreed to on your merchant application.      

 

 

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How do I get a copy of my contract?  

 

A copy of our Terms and Conditions is included in your Welcome Kit. Applications are processed via mail, fax and phone. You may also pull Terms and Conditions from this website.         

 

 

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How do I cancel my service?  

 

Please call or email Customer Service with your request. Only the person who opened the account may request the account to be closed         

 

 

 

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If I have another location do I need a separate account?    

  

Visa and MasterCard rules state that each location must have their won merchant account. Different types of business and different location are two reasons for having separate accounts.         

 

 

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My money is not in my account yet.  

 

Call Customer Service to have your processing verified. Be prepared with your checking account information for verification. Customer Service will research your problem.         

 

 

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Do I get any compensation from recommending a friend? 

 

Merchants can earn a $20.00 referral fee based on the following:   

 

  1. New Merchant calls Customer Service and applies over the phone, giving information about the referral, such as person's name and/or business name. It is recommended that referring merchant be present to help make sure Customer Service can find the referring merchant, but not necessary.   

  2. New merchant then pays their set up fee - by check, credit card or ACH.   

  3. New Merchant then processes at least one transaction.       

 

As soon as the new merchant processes their first transaction after the set up fee has been received, an ACH for $20.00 will be processed to the referring merchant's checking account.      

 

 

 

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How do I change my checking account information?   

 

Checking account changes must be in writing from the owner of the record. Please fax the request with a copy of a voided check to (866)258-0699. Please allow 7 days for any changes to take affect. In the meantime, do not close your previous account in case transactions and deposit are in process. Anything in process will not be changed, but will continue to go to the old account.       

 

 

 

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Can I charge my own credit card?     

 

Visa and MasterCard rules are very strict and this is not allowed. Any merchant that charges their own card faces fins and termination of their merchant account. Charging the merchant's own card is circumventing cash advance rules. The only exception is a merchant may do a test transaction to their own card for less than $5.00 to make sure money gets deposited to their account. A test transaction is recommended since transactions take so many steps to get the deposit generated.    

 

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Toll Free (866) 258-7095 • Fax (866) 258-0699 • info@igoacs.com


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